Welcome to your dream home in the city of quaint DeBary, Florida! This beautifully updated 3-bedroom, 2-bathroom residence is a true gem, offering the perfect blend of modern convenience and classic charm—all with no HOA restrictions! Step inside to discover a home that's been meticulously updated and is move-in ready. Fresh finishes and stylish upgrades throughout ensure a contemporary and comfortable living experience. The open floor plan ensures a seamless flow between living, dining, and entertaining areas. The modern kitchen has stainless steel appliances, beautiful granite counters, and lots of cabinets for storing all the family cook's utensils. There is plenty of eating space in the kitchen for a dinette, or pass through the gorgeous barn door leading to the dining room, where the sellers previously used it for an office space. Enjoy the warmth and ambiance of a classic wood-burning fireplace in your inviting living room, perfect for cozy evenings and creating cherished memories. This home has bright and airy living areas due to the natural light coming through the large picturesque window. The bathrooms have a fresh and clean look to them. Cleaning will be a breeze with the newly installed luxury vinyl flooring. Situated on a generous corner lot, this property provides ample outdoor space for gardening, play, and entertaining. The expansive yard offers endless possibilities for creating your outdoor oasis. The fenced yard offers privacy as well as having a large gate to conveniently store your boat, other toys, or business trailers on the side of the house, with a protective awning. Whether you’re hosting family gatherings or simply enjoying your private retreat, this property has it all. The oversized driveway is perfect for backing your toys in or for providing extra parking for entertaining guests. The huge garage with commercial style roll up doors offers many options too for either the car lover or tool-time Tim! This floor plan design includes three comfortable bedrooms and two well-appointed bathrooms, making it ideal for families or those who enjoy having extra space. This charming home offers a rare combination of modern upgrades, classic appeal, and the freedom to enjoy your property without HOA restrictions, say goodbye to restrictive rules and fees!. Don’t miss the opportunity to make this delightful residence your own. Schedule your viewing today and start the next chapter of your life in beautiful DeBary!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,600 | $263,600 | $263,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $150 | $150 | $150 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,776 | $1,732 | $2,223 |
Total Monthly Payment | $2,001 | $1,957 | $2,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.