238 Stebbins TERRACE SE, Port Charlotte, FL, 33952 | $999,000

RARE FIND! EXPERIENCE MERE MINUTE SAILBOAT ACCESS TO CHARLOTTE HARBOR, LEADING DIRECTLY TO THE GULF OF MEXICO! This fully remodeled 3-bedroom, 3-bath, 3-car garage pool home is a gem that exudes old Florida charm with modern upgrades. This property offers a prime waterfront location with a giant 70' dock, a 5-ton boat lift, 100' of waterfrontage with deep water access plus intersecting canal views.
Everything is new—from the swimming pool to the roof, and everything in between. The comprehensive makeover includes new windows, facia, soffit, plumbing, bathrooms, bedrooms, floors, ceiling, kitchen, electric, patios, and landscaping, all completed within the last two years. The home truly delivers a new home vibe.
Step inside to discover a seamless open floor plan bathed in natural light featuring 2, 248 sf of living space with attention to every detail. The heart of the home is the gorgeous large chef's kitchen, outfitted with granite counters, light cabinetry, stainless steel appliances, a cooktop, exhaust fan, coffee bar, breakfast bar, and a separate island with additional eating space. The expansive living area boasts a stunning wood ceiling and walls of French doors that open to the lanai and pool area.
Two generous primary suites offer grand water views of Edgewater Lake. The primary suite features a balcony overlooking the pool and water, a wet bar, and a luxurious private bath with dual sinks, a soaking tub, and a custom walk-in shower. The second suite is equally impressive, providing comfort and style.
Outdoor living is a dream with an incredible expansive entertaining area, including a covered lanai, a screened heated pool with spa jets, an outdoor shower, and a paver patio area surrounded by mature tropical landscaping. The property also accommodates RV or boat parking on the side of the house. There's even a man cave bonus room and a dock equipped with a 60amp ship-to-shore hookup.
Located close to Port Charlotte Beach Park, Sunseeker Resort, and downtown historic Punta Gorda, you'll enjoy easy access to fine dining, shopping, beautiful parks, award-winning fishing and boating, community events, and entertainment. Plus, you're just a short drive from Gulf Coast beaches.
This home is truly a boater's dream, delivering that old Florida resort feel. Don't miss out on this unique opportunity to own a piece of paradise!

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: In Garage
  • Year Built: 1970
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air, Mini-Split Unit(s), Wall/Window Unit(s)
  • Approx Sq. Feet: 2,248
  • Acreage: 0.29
  • Est. Taxes: $7,622
  • Lot Desc: FloodZone, Landscaped, Oversized Lot
  • View: Pool, Water
  • Elem. School: Peace River Elementary
  • Middle School: Port Charlotte Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: C7497295
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /eprop/C7497295/238stebbinsterracese_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 11:34:36 AM)
Listing courtesy of COMPASS FLORIDA   Phone: 941-205-8478

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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238 Stebbins TERRACE SE, Port Charlotte, FL, 33952

$999,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $799,200 $799,200 $799,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.304% 6.762% 6.725%
Monthly Tax Payment $635 $635 $635
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $5,051 $5,117 $6,962
Total Monthly Payment $5,778 $5,844 $7,689

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.