BRAND NEW ROOF INSTALLED NOVEMBER 2024!!! This property took some flooding in the garage with Helene. NO damage upstairs in heated square footage. Contractors are scheduled to begin build back in garage. Welcome to this charming 4-bedroom, 2-bathroom home in the heart of St. Pete. Conveniently located near 4th street which has great restaurants and businesses and is also just a short drive from downtown St. Pete. This location also has very easy to access the bridges to go over to Tampa and Tampa International Airport. This beautiful residence features fresh exterior paint, 2023 water heater, new HVAC units from 2022 and 2024, and a cozy wood-burning fireplace in the living room. The kitchen boasts modern stainless-steel appliances, and the home includes a large screened-in porch, perfect for relaxing outdoors. The expansive fenced-in yard offers ample space for parking an RV, boat, or jet skis, and provides plenty of room to add a swimming pool if desired. A standout feature of this property is the huge bonus room downstairs, which can be used as a game room, office, or media room. This added square footage is a large space in addition to the 2, 068 Sq Ft of the home. Additionally, the home comes with a 2-car garage, adding to its convenience and appeal. With its blend of modern updates and a fantastic location, this home is a perfect choice for your next move!!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,999 | $479,999 | $479,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $415 | $415 | $415 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,190 | $4,048 |
Total Monthly Payment | $3,700 | $3,697 | $4,555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.