2602 Surrey DRIVE, Palm Harbor, FL, 34684 | $485,000

Welcome to your dream home in beautiful Palm Harbor! This exquisite, completely remodeled residence, including a 2024 AC & roof, offers 4 spacious bedrooms and 2 luxurious bathrooms, showcasing a perfect blend of modern elegance and relaxed Florida living. Step inside to discover an open floor plan that seamlessly connects the living, dining, and kitchen areas, making it ideal for both entertaining and everyday living. The freshly painted walls and gorgeous luxury vinyl plank flooring create a bright and welcoming atmosphere throughout. The brand-new kitchen is a chef’s delight, featuring sleek stainless steel appliances, and pristine quartz countertops with matching backsplash. The new shaker cabinets, complete with new hardware, and a chic sink with faucet add a touch of sophistication. Enjoy casual meals or gatherings around the island with seating for added convenience. The living room boasts a striking accent wall that perfectly complements the kitchen island, enhancing the room's charm. The beautiful primary suite is a true retreat, featuring a generous walk-in closet and a brand-new bathroom designed for ultimate relaxation. Enjoy a luxurious tiled shower, new vanity, modern mirror, and elegant fixtures. Additional bedrooms are generously sized, offering ample space for family or guests. The second bathroom is equally impressive, with a large tiled shower, new vanity, mirror, and fixtures, all crafted to provide a spa-like experience. Outside, the large screened-in lanai is perfect for enjoying the Florida weather, whether you're relaxing or entertaining. The brand new, fully fenced yard provides privacy and space for a grill or garden, allowing you to fully embrace outdoor living. Located just minutes from Lake Tarpon, you’ll have easy access to water activities and scenic views. The home is also conveniently near multiple restaurants, shopping destinations, and only a short drive to the beautiful Gulf beaches. Don’t miss this opportunity to own a beautifully remodeled home in a prime location. Schedule your viewing today and make this Palm Harbor gem your own!

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1983
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,418
  • Acreage: 0.14
  • Est. Taxes: $4,334
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Appliances: Dishwasher, Range, Range Hood, Refrigerator
  • MLS#: U8255586
  • Days on Market: 48 days
  • Website: https://www.raveis.com
    /prop/U8255586/2602surreydrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/8/2025 12:33:23 AM)
Listing courtesy of EXP REALTY LLC   Phone: 866-308-7109

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2602 Surrey DRIVE, Palm Harbor, FL, 34684

$485,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $388,000 $388,000 $388,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.000% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.182% 6.412%
Monthly Tax Payment $361 $361 $361
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,581 $2,581 $3,300
Total Monthly Payment $3,017 $3,017 $3,736

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.