NO storm damage - move-in ready! Welcome home! This beautiful pool home is a must see! Located on a quiet cul-de-sac in Bahia Lakes, this 4 bedroom home features an open concept layout with new laminate vinyl plank flooring and updates galore! As you enter through the front door you can see directly to the pool and covered lanai from the family room. The kitchen is a chef's dream teeming with amenities and functionality; new GE stainless steel appliances, premium quartzite countertops and subway tile backsplash, a separate wine refrigerator, solid white shaker cabinets with crown molding, pantry space, and a large storage island perfect for entertaining and everyday use. The split bedroom floor plan offers plenty of privacy for family or guests. The large primary bedroom features a view to the pool and an en-suite bathroom with two sinks, a walk-in shower, and a huge walk-in closet. Across the family room are three sizeable secondary bedrooms, a guest bathroom, and laundry room. The peaceful backyard was made for entertaining with a paver covered patio lounge space adjacent to the sparkling pool. Other upgrades include NEW ROOF with transferrable warranty, NEW heat pump water heater, newer HVAC, fresh interior paint, NEW stainless steel appliances, rescreened lanai, NEW sprinkler system, and much more. Bahia Lakes community amenities include a pool, playground, and walking trails. Located just minutes from Little Harbor Marina, Simmons Park, and Apollo Beach providing you with a variety of activities for boating, fishing, swimming, relaxing on the beach, dining and more! Ruskin is conveniently located near I-75 and US-41 for an effortless commute to MacDill AFB, St. Pete, Tampa, Bradenton, and Sarasota. Easily accessible restaurants, shopping, and only a short drive to the beautiful Gulf beaches makes this location ideal! USDA LOAN ELIGIBLE! Inquire for more details!
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Our Executive Mortgage Banker:
Our Insurance Division:
$419,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $535 | $535 | $535 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,233 | $2,833 |
Total Monthly Payment | $2,845 | $2,843 | $3,443 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.