Under contract-accepting backup offers. Peaceful 4 bedroom 2 bath home with Pool in the Gated Community of Ridgewood Lakes (NOT 55+) This home can be used as a short term rental or as a primary residence. As you enter the high ceilings, multiple windows in each room let in sunlight that fills the home. There is a formal dining area along with a formal sitting area just off the entry foyer. Plenty of space for family and friends to spread out and entertain. The open concept kitchen overlooks the family room. Kitchen comes with stainless steel appliances, granite counter tops and breakfast bar complete with stools. There is also an eating area in the kitchen for a breakfast table and chairs. Flooring is tile in the wet areas and pergo wood like flooring throughout the main areas and bedrooms. The master en suite comes with walk in closet overlooks the patio and backyard sanctuary. The master bathroom has double sinks garden tub and walk in shower. The oversized pavered pool deck has plenty of room to relax around the pool surrounded by lush landscaping and beautiful palm trees. There is also an undercover lanai area complete with an overhead fan. Located in Ridgewood Lakes golf community with a championship golf course, clubhouse, tennis courts, community pool and kiddie play area. Do not miss your opportunity to view this home today. Roof 2013, Water Heater 2023, AC 2024
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,000 | $356,000 | $356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $223 | $223 | $223 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,368 | $2,366 | $3,052 |
Total Monthly Payment | $2,666 | $2,664 | $3,350 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.