One or more photo(s) has been virtually staged. Welcome to your new Waterfront home! Located on a maintained canal to Tsala Apopka Lake. Front brick walkway has been removed! New Everything! This house is move in ready and from the moment you walk in you can tell this is the one you want to move into as soon as possible and start making new home memories. This 4-bedroom 2-bathroom 1 car garage home is 1794 sq ft and has a large family style bonus room in the house. 2172 sq ft under the roof. Split bedroom plan with new ceiling fans and lighting. New interior and exterior paint. Beautiful NEW kitchen! New Kitchen cabinets with granite counter tops and stainless-steel sink. New stainless steel appliance package including a New Fridge, Range, over the range microwave and dishwasher. New custom tiled bathroom showers and new vanities with mirrors and tub. New toilets. New interior and exterior doors. New Energy efficient vinyl windows throughout the entire home! New luxury vinyl flooring throughout the home. New Water Softner System Installed 09/24. New Roof in 2012 and New AC system in 2016. The home is a 5 minute drive to shopping, doctors offices, a hospital, and the bike path. Tie up your boat in the back yard and enjoy the easy access to the many lakes in Inverness. This is your chance to own a piece of Lake Tsala Apopka which is the largest freshwater system in Citrus County and covers approximately 22, 000 acres and includes 15 lakes known for large mouth bass. Waterways behind the home are cleared and maintained. NO WATER INTRUSION DURING HURRICANE HELENE AND MILTON!! FHA, VA, USDA and Conventional and Cash. Bring your offer today and let's make a deal! Seller will consider paying the buyers closing costs with acceptable offer! Recent survey available for the buyer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,304 | $1,320 | $1,681 |
Total Monthly Payment | $1,490 | $1,506 | $1,867 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.