Nestled in a serene rural setting with no HOA or CDD fees, this updated country ranch-style home offers the perfect blend of tranquility and convenience. Situated on over 3/4 of an acre [. 84 of an acre] with canal and lake frontage on Hog Island Lake, this property boasts nearly 2, 000 sq. ft. of living space, featuring 3 bedrooms, 2 bathrooms, and an attached 2-car garage
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As you approach the home, you’ll be greeted by a covered front entrance and porch. Upon entering, you’ll find an open floor plan that includes a spacious 19x19 living and dining room combo, and a 12x16 family room with a stunning former wood-burning fireplace, now converted to electric. Sliding doors lead out from the family room to a 28x12 covered lanai, equipped with electric and water, and an additional 12x6 enclosed cedar area, perfect for an open bar. The lanai extends to a 28x26 cathedral screen area, offering picturesque views of the backyard and water.
The light and bright 18x18 kitchen is a chef’s dream, featuring an island with a built-in sink, quartz countertops, stone backsplash, updated appliances, and a breakfast nook. The 21x10 master bedroom includes a master bathroom with a large glass walk-in shower, quartz countertops, and dual raised sinks. Vinyl wood-style flooring runs throughout the home, enhancing its modern appeal.
Additional features include an 8x11 indoor laundry room with built-in cabinets, a separate storage closet, an additional closet with a sink, a tankless hot water heater, and a water softener. A bonus 8x9 screened porch off the laundry room provides access to the family room and backyard. There is also a separate 11x14 concrete block building at the back of the property for extra storage.
This property offers a private, peaceful setting while still providing easy access to Tampa, restaurants, and shopping. All measurements are approximate, and all information is not guaranteed by Listing Realtors & to please be verified. The property was split from a larger parcel a few years ago; please refer to the attached disclosures and surveys for details. This home is move in ready! Please Note: Seller will consider leasing the home subject to Seller's final approval of lease terms.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,200 | $551,200 | $551,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $513 | $513 | $513 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,714 | $3,663 | $4,648 |
Total Monthly Payment | $4,319 | $4,268 | $5,253 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.