261 James CIRCLE, Lake Alfred, FL, 33850 | $334,900

***$10, 000 Price Reduction!!*** Call today to find out other options to take that $10, 000 instead and apply to other beneficial reductions like your rate or closing costs : ) Welcome to this beautifully maintained 4 bedroom 2 bathroom home! Built in 2006, this home offers over 2, 100 sq ft of living space! From the entrance way, you'll find an oversized driveway for all your vehicles, a mature mango tree that produces the most delicious mangos, and a relaxing porch area where you're able to sit and just take it all in! As you walk into this lovely home, you'll see the open floor plan where the living room, dining room, and the kitchen all come together in a harmonious way.   To the right you'll find the first two large bedrooms and guest bathroom.   To the left you'll find the indoor spacious laundry room and third bedroom that can also be used as an office space.   At the backside of the house you'll see the master bedroom with the alluring tray ceiling and your very own giant walk-in closet and private bathroom with an oversized garden tub, double vanity/sinks and step-in shower! Use one of two access points to get into the screened in back porch where you can set up your outdoor patio furniture and grill and get ready to enjoy the lovely mornings and evenings out back with your loved ones.   Fresh interior and exterior paint 2024, new flooring 2024, new water heater 2024, new roof 2020, new ac 2020, new garage door opener and springs 2024, new lights and fans and faucets 2024, and finally, new homeowner 2024 (could be you!).   Conveniently located right in between Tampa and Orlando and just a short drive from 27 and I-4. Make your private showing today!

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,160
  • Acreage: 0.18
  • Est. Taxes: $4,515
  • HOA Fee: $166 Semi-Annually
  • Pet Policy: Yes
  • Appliances: Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator
  • MLS#: L4947406
  • Days on Market: 91 days
  • Website: https://www.raveis.com
    /prop/L4947406/261jamescircle_lakealfred_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 10:17:09 PM)
Listing courtesy of LA ROSA REALTY PRESTIGE   Phone: 863-940-4850

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

261 James CIRCLE, Lake Alfred, FL, 33850

$334,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $267,920 $267,920 $267,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $376 $376 $376
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,850 $1,805 $2,279
Total Monthly Payment $2,301 $2,256 $2,730

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.