BOND PAID! Welcome to your dream home in the delightful Monticello in the Windermere Villas section of The Village of St. James! This beautifully maintained 3-bedroom, 2-bathroom gem offers the perfect blend of comfort and luxury. As you step inside, you'll immediately appreciate the meticulous care and attention that has been invested in this home. The spacious living areas are designed for both relaxation and entertainment. Note the beautiful Cabinetry and Murphy bed in the Bedroom/office. The Primary bathroom has been thoughtfully upgraded, providing a spa-like retreat where you can unwind after a long day. Each room in the home exudes warmth and charm, showcasing the pride of ownership throughout. Step outside to discover your private oasis: an inviting inground pool and hot tub await in the backyard, surrounded by lush landscaping for added privacy. Whether you’re hosting a poolside gathering or enjoying a quiet evening under the stars, this outdoor space is your personal paradise. Additionally, the home features a charming side patio and a welcoming front porch, ideal for sipping your morning coffee or catching up with neighbors. Conveniently located near Lake Sumter Landing Square and the Sterling Heights Rec Center/Pool, this home is also just a short drive from the executive courses Southern Star and Yankee Clipper. Experience the best of Villages living in a home that has been lovingly cared for.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $198 | $198 | $198 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,426 | $2,391 | $3,155 |
Total Monthly Payment | $2,699 | $2,664 | $3,428 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.