Under contract-accepting backup offers. Discover the allure of this impeccably updated "Vintage Modern" Bungalow, situated in the heart of a thriving downtown St. Petersburg neighborhood. The exterior exudes charm with its brick paver driveway and walkway, complemented by a fenced in yard and a ton of curb appeal. Inside, an open floor plan is illuminated by natural light, highlighting the refinished hardwood floors that extend throughout. The front porch has been ingeniously transformed into a cozy reading nook, complete with a window seat, built-in shelving, and storage. The spacious living room seamlessly connects to a fully remodeled chef's kitchen, featuring soft-close cabinetry, quartz countertops, a range
hood, stainless steel appliances, and a glass and vintage tile backsplash. Adjacent to the kitchen, a versatile bonus room serves as an ideal space for dining or a home office, equipped with a large laundry closet and new French doors that open to a fully fenced backyard. This inviting home that includes two rooms and a beautifully renovated hall bath. The backyard is perfect for entertaining, with a lovely paver patio, a detached garage accessible via an alley, and ample room for RV or boat parking. Additional upgrades include 8-inch baseboards, recessed lighting, board and batten accents, with a new roof in 2018, a new A/C system and ductwork in 2019, a new gas line and gas water heater in 2019, a new paver driveway and patio in 2019, new fencing in 2019, updated plumbing supply lines, electrical updates, and new interior and exterior doors in 2019. Come and feel how inviting and charming this beautiful bungalow is for yourself!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $468 | $468 | $468 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,178 | $2,122 | $2,715 |
Total Monthly Payment | $2,721 | $2,665 | $3,258 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.