Build Your Dream Home in Aloha Gardens – Prime Lot with Approved Plans! This vacant lot in the sought-after Aloha Gardens subdivision offers an exceptional opportunity to build the home of your dreams. Zoned R4 with no HOA, this lot provides the perfect blend of flexibility and convenience. Included are signed and sealed plans ready to submit to county for a 3-bedroom, 2 ½-bath home, allowing you to jumpstart your building process. The property is ideally located just off HWY US 19, putting you within easy reach of shopping, restaurants, and everyday conveniences. For nature enthusiasts, Key Vista Nature Park and Anclote Gulf Park are just a 10-minute drive away, offering beautiful outdoor spaces to explore. The vibrant community of Tarpon Springs is only 15 minutes away, where you can enjoy historic charm, waterfront dining, and cultural attractions. This lot is perfect for builders, investors, or anyone looking to create a custom home in a well-established neighborhood. Don’t miss this chance to turn your vision into reality in a prime location!
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Our Executive Mortgage Banker:
Our Insurance Division:
$109,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $87,200 | $87,200 | $87,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $580 | $580 | $735 |
Total Monthly Payment | $655 | $655 | $810 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.