This 3-bedroom, 2-bathroom charming Split-Level Home is perfectly situated on nearly half an acre of level, park-like setting in the desirable Yorktown Heights community. Tucked away in a peaceful residential neighborhood, the home features a unique sunken family room, originally a garage, offering extra living space with plenty of natural light. Hardwood floors lie beneath the carpeting, waiting to be revealed. The finished walk-out basement offers a versatile area that can be used as a home office, recreation room, or spare bedroom. The open floor plan on the main level includes a dining area with kitchen pass-through, perfect for entertaining or family gatherings. With modern updates like a newly renovated bathroom and updated windows, plus a whole-house generator, this home is built for comfort and peace of mind. Located in the sought-after Yorktown Heights school district, this home is just minutes from Mohansic Elementary, Mildred E. Strang Middle School, and Yorktown High School. Enjoy the close proximity to the natural beauty of local parks such as FDR State Park and Teatown Lake Reservation, as well as easy access to shopping at the Jefferson Valley Mall (5 minutes away) , dining, and major roadways for convenient commuting. Whether you're looking for a tranquil place to call home or an area with strong community connections, this property offers the best of both worlds in Yorktown Heights.
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,092 | $1,092 | $1,092 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,922 | $2,919 | $3,766 |
Total Monthly Payment | $4,106 | $4,103 | $4,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.