Welcome to this charming one-family detached home in Laurelton situated on a spacious 3142 square foot lot. This property offers a wide driveway leading to a one-car garage, complemented by a generously sized backyard, perfect for outdoor activities and relaxation. Inside, the home boasts four bedrooms, with a unique feature of a large bedroom conveniently located on the first floor. The second floor offers three additional bedrooms, providing ample space for family or guests. With two and a half bathrooms, this home ensures comfort and convenience for everyone. The first floor includes a spacious kitchen, living room, and dining room, perfect for entertaining or everyday living. Additionally, there's an enclosed room that can serve as a study or office space, offering flexibility to meet your lifestyle needs. The house is move-in ready but could benefit from some love and care from its new owner to make it truly shine. Notable features include gas heating and water, both in excellent condition, ensuring efficient and reliable utilities. The water heater is also in very good condition, and the home comes equipped with a washer and dryer. The fully finished basement adds extra living space, providing endless possibilities for a recreation room, gym, or additional storage. Located close to schools, parks, shopping centers, and public transportation, this home offers the convenience of city living while still providing a peaceful retreat.
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Our Executive Mortgage Banker:
Our Insurance Division:
$685,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $548,000 | $548,000 | $548,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $512 | $512 | $512 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,646 | $3,642 | $4,699 |
Total Monthly Payment | $4,250 | $4,246 | $5,303 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.