7700 OAK Drive, Keystone Heights, FL, 32656 | $287,000

Welcome to this charming 3-bedroom, 2-bathroom, single-family home nestled in the up-and-coming area of Keystone Heights. Spanning a generous 1, 549 square feet, this 1995 brick beauty is set on almost an acre of land, offering an oasis away from the hustle and bustle.

Step inside to discover a freshly painted interior and an updated kitchen that's ready to inspire your inner chef. The home features a 2019 roof, 2022 AC system, newer septic system and drain field are in place ensuring comfort and peace of mind for years to come.

The expansive yard is a blank canvas, waiting for your personal touch. Whether it's gardening, outdoor entertaining, or simply enjoying the tranquility, the possibilities are endless. A large shed provides ample storage or could be converted into a workshop or hobby space. This home is zoned for USDA financing and also 100% Conventional which mean $0 down payment. Situated off the scenic road of 214, this home offers the perfect balance of serene country living and easy access to local amenities and great schools. This home is 30 minutes to Gainesville and 1 hour to both St. Augustine and Jacksonville, so your never to far from anything! Imagine the life you could lead here. Don't miss the opportunity to make this Keystone Heights gem your new home. Schedule a tour today!

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Style: Traditional
  • Year Built: 1995
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,549
  • Acreage: 0.99
  • Est. Taxes: $2,477
  • Elem. School: Keystone Heights
  • High School: Keystone Heights
  • Appliances: Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
  • MLS#: 2046119
  • Days on Market: 64 days
  • Website: https://www.raveis.com
    /prop/2046119/7700oakdrive_keystoneheights_fl?source=qrflyer
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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

7700 OAK Drive, Keystone Heights, FL, 32656

$287,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $229,600 $229,600 $229,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $206 $206 $206
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,528 $1,508 $1,936
Total Monthly Payment $1,809 $1,789 $2,217

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.