This pristine, one owner occupied, Colonial located in Cranston is move in ready. From the downstairs open layout with luxury vinyl plank flooring, a new kitchen, dining area, living room, half bath and family room to the upstairs with 3 beds and a full bath, to the amazing backyard oasis, all you have to do is move your furniture in. The updated open kitchen has Stainless Steel appliances, an island perfect for enjoying morning coffee while opening to a dining area to relax with seated dining. This area extends to a living room for your personal enjoyment or entertaining. In addition, the first floor has a half bath and family room. The upstairs has 3 bedrooms and a full bath. The partially finished basement offers a finished bonus room, storage, a laundry room and utility area. Your backyard private oasis awaits. With sliders opening from the dining area to a deck overlooking a patio, sitting area, above ground pool and fire pit, you will feel like you are on vacation every day. The totally fenced in yard creates a relaxing peaceful environment for unwinding at the end of a long day or entertaining family and friends. It is conveniently located to schools, restaurants, shopping, recreational facilities while providing easy access to the highway and more.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$483,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $386,400 | $386,400 | $386,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $420 | $420 | $420 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,348 | $2,348 | $3,054 |
Total Monthly Payment | $2,843 | $2,843 | $3,549 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.