Under contract-accepting backup offers. Beautiful 2 bedroom, 2 bath, 1 car garage home in the desired neighborhood of Colonial Hills. This spacious home has already been stylishly updated for you. The newer eat-in kitchen offers cherry wood cabinetry and alluring granite counter tops, tiled backsplash, recessed lighting, under-mounted sink, nickel fixtures, stainless steel appliances, and breakfast bar overlooking the family room with glass sliding doors leading to an enclosed. Upon arrival to the home you will notice the home has recently been painted elegantly and offers plenty of parking with a turn around driveway and nice landlscaping. Enter through the enclosed screened in front porch with mosaic tile and picture yourself sitting there every morning enjoying your morning coffee. Upon entering the foyer of the front home your eyes will guide you to the left as you notice the large living/dining room combination with additional glass sliding doors leading to the rear enclosed porch. Wood laminate flooring covers the majority of the home excluding title in the bathrooms. To the right of the foyer will lead you to an updated bathroom located near the 2nd bedroom. Beyond that you will arrive at the primary en-suite which offers a walk-in closet, updated bathroom with walk-in shower. Unwind in the evening on your back enclosed porch overlooking your private backyard. Colonial Hills Subdivision is a peaceful community with NO HOA FEES & NO FLOOD INSURANCE REQUIRED and conveniently located close proximity to shopping, restaurants, schools, and beaches. Some additional features to this home are: intercom music system, newer garage door and side garage door, garage screen, roof 2010, privacy fencing, sprinkler system, and much more!
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$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $349 | $349 | $349 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,570 | $1,550 | $1,990 |
Total Monthly Payment | $1,994 | $1,974 | $2,414 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.