Your Florida Dream home is complete, fully upgraded, and waiting for you! As soon as you enter the gates of Matanzas Lakes, Palm Coast's premier 55 and up community designed by Seagate, you will notice that this community is meticulously maintained with attention to detail from start to finish, and the best part is, it is only minutes to the sparkling Atlantic Ocean! Lounge on the beach all day, watching dolphin play, and soaking up the Florida sun and blue skies year round. Then come home to your private amenity center (only steps away from your front door) where you can swim in the over sized pool with sun pad, grill out at the covered dining area, or enjoy a lively game of Pickle Ball with your neighbors on the pristine, fully fenced court. Upon pulling into the driveway you will notice that the home has an upgraded pavered driveway, beautiful mature landscaping, and a clean fresh look! The best part is, the landscape and pool maintenance are done for you- no more hard work as you enjoy your days living the good life in full relaxation mode here in paradise. When you walk through the front door you immediately notice the soaring ceilings, porcelain tile throughout, and light, bright atmosphere which was carefully curated to feel spacious with the perfect flow. The separate dining room can also be used as a flex space and has stunning morning light given its exposure to the East. In the kitchen you will notice that the upgrades are already done for you! Stunning "soft close" maple cabinetry, flawless granite countertops, brushed nickel fixtures, installed pendant lighting, etched glass pantry door, installed refrigerator, and so much more. The living area is spacious and leads out to the upgraded, screened lanai with a decorative stone epoxy coating made up of a variety of natural river rock pebbles, granite chips, quartz chips and combined with a stone bond UV (enhanced) epoxy made for outdoor use. The lanai even has roll down screens if you want to take meals outside in the shade while enjoying the coastal Florida breeze. The oversized primary bedroom features two walk-in closets as well as an attached large bonus room that can be used as an office, a crafting space, additional storage, or anything else that you can imagine and dream up. The en- suite primary bathroom features an oversized, walk in shower, two separate vanities, and upgraded granite counters, and maple cabinetry. The Seller took great care to install a UV air purification system as well as additional insulation surrounding all ducts for energy efficiency and to prevent any condensation from forming so you can turn your air way down on hot summer days without any concern. This home also features an indoor utility room complete with a new washer and dryer, as well as a sprinkler system on a well featuring a Rid-O-Rust system that the Seller had installed after the home was built which reduces utility bills in a big way while still keeping the landscaping lush and green. The upgrades don't stop there, this home is fully guttered too! No waiting time to be built, no spending thousands and thousands on upgrades that the builder doesn't include. It is ready for you to move right in and start living life like you are on vacation everyday. This community is close to shopping, restaurants, banks, walking, biking, and hiking trails, public parks, and so much more. Don't miss your opportunity to live your Florida Dream! Call for a private showing TODAY!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $332 | $332 | $332 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,698 |
Total Monthly Payment | $2,535 | $2,533 | $3,105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.