SOUTHGATE GEM! MOVE-IN READY 3 BED / 2 BATH HOME WITH * BRAND NEW ROOF 2024 * HURRICANE IMPACT WINDOWS AND SLIDERS * NEW WATER HEATER * AND OVERSIZED 20' x 15' COVERED/SCREENED LANAI OVERLOOKING A PRIVATE, FENCED BACK YARD IN * COVETED SOUTHSIDE SCHOOL DISTRICT *. This home has an INVITING FRONT ENTRY WITH COZY PORCH which overlooks a mature garden that includes Orange, Tangerine, Tangelo, and Avocado trees with Jasmine and Gardenia bushes adding beauty and fragrance. Upon entering, you'll immediately appreciate the SPACIOUS OPEN CONCEPT FLOOR PLAN, complemented by a bright kitchen featuring white cabinetry, modern appliances, and a 12' x 11' dining area overlooking the large screened lanai. Beautiful 16" tile runs throughout the home making the space appear bigger and easier to maintain. The EXPANSIVE COVERED LANAI is perfect for entertaining, offering ample space for relaxation while enjoying the serene backyard garden views. The primary bedroom is a peaceful oasis with large windows that invite natural light and a ceiling fan for extra comfort. Both baths offer walk-in showers and have been fully renovated. The standout feature of this property is its stunning outdoor space. The screened-in patio leads to a beautifully landscaped backyard, featuring a lush garden filled with vibrant plants and flowers. Enjoy the privacy and tranquility of this outdoor sanctuary, where you can relax, garden, or entertain guests. Additional features include a laundry area with ample storage and a driveway offering plenty of parking. ** ABSOLUTELY NO HOA OR CDD FEES **. Southgate residents may optionally choose to join the Southgate Association which gives you access to a SWIMMING POOL AND COMMUNITY CENTER WITH ACCESS TO PHILLIPPI CREEK for a nominal fee within a 10 minute walk. * LOCATION LOCATION LOCATION * NEAR SIESTA KEY BEACH, DOWNTOWN SARASOTA, SHOPPING, A RATED SCHOOLS, ARLINGTON PARK AND THE LEGACY BIKE TRAIL. This home is an ABSOLUTE MUST SEE!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $142 | $142 | $142 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,337 | $2,334 | $2,962 |
Total Monthly Payment | $2,554 | $2,551 | $3,179 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.