One or more photo(s) has been virtually staged. Move-In-Ready Livorno model situated on an over-sized "spectacular water view" homesite, located within the Valencia Lakes 55 plus resort-style community! This home does not require lender flood insurance and is designated as a flood zone X due to the higher elevation. This an open great room plan offers 3 bedrooms, 2 baths, plus a 2 car garage with gorgeous luxury vinyl plank flooring recently installed in all bedrooms. As you approach the home take note of the upgraded landscaping and a bay window giving this home amazing curb appeal. As you enter through the double 8ft. decorative glass entry doors into the foyer, notice the natural light and dynamic 14 ft. high ceiling. Most will appreciate how the great room and kitchen areas open to each other and provide direct access to the outdoor covered screened lanai through the 8ft. triple sliding doors. Enjoy the beautiful Florida sunrise over the serene water view from the covered/screened lanai, the perfect place to relax or entertain. The backyard has plenty of room to either extend the lanai or add a pool. This home showcases large tile flooring laid on a diagonal throughout the home with LVP flooring in the bedrooms, that's right "no carpet" anywhere! The great room features a double coffered ceiling, making the room feel even larger than it already is. The luxurious gourmet kitchen features highly upgraded 42" maple raised panel w/ a glaze cabinets, cabinet panel package, glass doors w/down lighting and shelving, upper/lower lighting w/crown molding, granite countertops with extended serving bar, tumble-stone marble backsplash, upgraded stainless appliances including Bosch dishwasher and French door refrigerator, cabinet pantry with roll outs, reverse osmosis system and more. The formal dining room is located next to the kitchen for convenient access and and is a great place to entertain guests and host special occasions. The hallway that separates the primary bedroom from the main living areas, leads directly into the primary-suite for maximum privacy. This lovely primary-suite is spacious enough to have a sitting area and features a coffered ceiling and 2 walk-in closets. The spa-like primary bathroom showcases a walk-in shower w/ seat and tile to the ceiling, plus a Roman "jetted" tub, separate vanities, granite countertops and white raised panel 36" cabinets. The two large secondary bedrooms are split from the master, providing privacy for guests. Bath#2 has a tub/shower and Corian countertop with banjo top. The laundry room has upper cabinets for storage, a utility sink, plus a washer and dryer. This spectacular home is loaded with many upgraded features such as: water softener system, reverse osmosis in kitchen, Carrier HVAC (replaced in 2017), GR brass floor outlet, epoxy garage floors, rain gutters, light fixtures and ceiling fans, blinds, decorative glass double glass entry doors, SW botany beige wall and ceiling paint and more. Valencia Lakes offers entertainment center, bistro, pools, card rooms, 24 hour fitness center, art center, clubs, tennis , bocce ball, pickle ball and more. This amazing 55+ offers a ton of "green space" throughout the entire neighborhood and provides activities and entertainment for the residents. This friendly community provides walking, biking, swimming and golf cart convenience. The monthly HOA fee includes membership for the clubhouse, internet, cable TV, security system monitoring, and lawn maintenance/irrigation. Schedule your showing today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $408 | $408 | $408 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,701 | $2,632 | $3,340 |
Total Monthly Payment | $3,184 | $3,115 | $3,823 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.