15 Cromarty Lane, Simpsonville, SC, 29681 | $457,500

This gorgeous home sits on a wonderful premium homesite and has fantastic curb appeal. The 8-foot entry door off the inviting front porch leads you into the living room featuring a gas fireplace (owners added a variable speed fan to add even more warmth for chilly nights). Downstairs you will find all new hardwood floors throughout. Beyond the living room through the connector area, you will find the appealing and functional kitchen with an island featuring quartz countertops and beautiful soft close cabinets. French doors take you out to your covered porch and extended deck with a wooded view. The primary suite is conveniently located on the main level and gives you a tiled walk-in shower with a corner bench and double vanity. Upstairs you will find two generously sized bedrooms and a full bath along with incredible space for storage. The Retreat has 44 homesites and has a beautiful walking trail and foot bridge. Community takes care of all landscape maintenance of each home. No lawn equipment needed! The owners thought this was their forever home and have done many, many upgrades including: Dual system, variable speed Trane hvac system with 2 zones for better control of heat and cooling (2023), porch extension (2022) that now gives you both covered and uncovered areas, extensive landscaping, rock walk, laundry room cabinets and counter, epoxy floor coating in garage, gutter guards (with warranty), changed out downstairs flooring for higher grade hardwood, repainted, replaced lighting and ceiling fans for a higher end product, Carolina Closets installed in primary, 2nd bedroom and garage, plantation shutters, hot water recirculating pump for kitchen, duel fuel 5 burner gas stove with double ovens. Whew…. and now family takes them back “home”. They have done extensive amounts of updates and you, the new owners, will benefit from all the love! Don’t miss out on your dream home!

Features

  • Amenities: Common Areas, Street Lights, Lawn Maintenance, Landscape Maintenance
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: 1st Floor, Walk-in, Washer Hookup, Laundry Room
  • Style: Craftsman
  • Year Built: 2020
  • Garage: 2-car Attached
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air, Electric, Heat Pump
  • Basement: None
  • Acreage: 0.12
  • Est. Taxes: $2,288
  • HOA Fee: $167 Monthly
  • Lot Desc: 1/2 Acre or Less, Few Trees, Sprklr In Grnd-Full Yard
  • Elem. School: Bethel
  • Middle School: Mauldin
  • High School: Mauldin
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Disposal, Free-Standing Gas Range, Convection Oven, Refrigerator, Electric Oven, Microwave, Gas Water Heater
  • MLS#: 1536843
  • Days on Market: 79 days
  • Website: https://www.raveis.com
    /prop/1536843/15cromartylane_simpsonville_sc?source=qrflyer
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Listing courtesy of GPS Real Estate, LLC   Phone: 864-905-5966

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

15 Cromarty Lane, Simpsonville, SC, 29681

$457,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $366,000 $366,000 $366,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $191 $191 $191
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,435 $2,433 $3,138
Total Monthly Payment $2,701 $2,699 $3,404

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.