This gorgeous home sits on a wonderful premium homesite and has fantastic curb appeal. The 8-foot entry door off the inviting front porch leads you into the living room featuring a gas fireplace (owners added a variable speed fan to add even more warmth for chilly nights). Downstairs you will find all new hardwood floors throughout. Beyond the living room through the connector area, you will find the appealing and functional kitchen with an island featuring quartz countertops and beautiful soft close cabinets. French doors take you out to your covered porch and extended deck with a wooded view. The primary suite is conveniently located on the main level and gives you a tiled walk-in shower with a corner bench and double vanity. Upstairs you will find two generously sized bedrooms and a full bath along with incredible space for storage. The Retreat has 44 homesites and has a beautiful walking trail and foot bridge. Community takes care of all landscape maintenance of each home. No lawn equipment needed! The owners thought this was their forever home and have done many, many upgrades including: Dual system, variable speed Trane hvac system with 2 zones for better control of heat and cooling (2023), porch extension (2022) that now gives you both covered and uncovered areas, extensive landscaping, rock walk, laundry room cabinets and counter, epoxy floor coating in garage, gutter guards (with warranty), changed out downstairs flooring for higher grade hardwood, repainted, replaced lighting and ceiling fans for a higher end product, Carolina Closets installed in primary, 2nd bedroom and garage, plantation shutters, hot water recirculating pump for kitchen, duel fuel 5 burner gas stove with double ovens. Whew…. and now family takes them back “home”. They have done extensive amounts of updates and you, the new owners, will benefit from all the love! Don’t miss out on your dream home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $366,000 | $366,000 | $366,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $191 | $191 | $191 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,435 | $2,433 | $3,087 |
Total Monthly Payment | $2,701 | $2,699 | $3,353 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.