**Brand New Roof** Beautifully unique 3 Bedroom 2 Bath BUNGALOW home located in the Palmetto Beach area of Tampa. This home was built in 1908 and reflects so much of the original character but also has been nicely updated. You are initially greeted by the full length covered front porch and brick paver driveway. As you enter the home, you will be filled with curiosity and excitement! The arched entryways and original paneling give the home that 1908 feeling. As you continue to walk through you will see that the interior of the home has been freshly painted, crown molding installed, and charming wood framed windows allowing plenty of natural light. Laminate and/or tile flooring throughout (NO CARPET) and all of the bedrooms have double closets that extend floor to ceiling offering tons of storage. The dining space is just off of the kitchen, an inside laundry room on the back side of the home with built-in cabinets, an oversized living room and an extra “flex space” which could be used as an office or sitting area. FULLY FENCED backyard with large concrete block storage building (which could be remodeled into a “she-shed”, game room, man cave, or a workshop/garage). Additionally, there is still plenty of backyard space for family gatherings, a BBQ, a wine night under the stars, a fire pit, or just a play space for your furry family members. This home is extremely spacious and is NOT IN an HOA community. It can also be used as a SOURCE of INCOME as a rental or an Air BNB. Just down the street you will find a public park with a playground, a community pool, skateboard ramps, walking trails, a fishing pier and a covered picnic gazebo all overlooking McKay Bay. The water views are breathtaking and all within a short distance from the home. This property is minutes from Downtown Tampa's Channelside, Amalie Arena, Riverwalk, Tampa Convention Center, Sparkmans Wharf, Restaurants, Publix Grocery, the Port of Tampa and all of the major interstates/highways (Crosstown, I275, Etc).
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $169 | $169 | $169 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,941 | $2,504 |
Total Monthly Payment | $2,186 | $2,184 | $2,747 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.