Welcome to Heather Ridge, a 55+ community, located in delightful Dunedin, FL. This quaint 2 bedroom, 2 bathroom, 1 car garage condo/villa features 1, 310 sq. ft with vaulted ceilings and a open floor plan. Tile floors run throughout the main living areas with carpet in the bedrooms. The sizeable dining room is a great place to entertain family & friends. The kitchen features a large breakfast bar with ample cabinet space. The generously sized primary bedroom is a great place to retreat and relax and also features an en-suite for privacy with a large WALK-IN closet. The second bedroom offers flexibility with a substantial closet as well as plenty of space for guests or as a home office. The main living area boasts cathedral ceilings creating an inviting area for both relaxation and entertainment. One of the highlights of this condo is the expansive covered LANAI that was recently constructed in 2022. The screened in patio is a wonderful place to enjoy the morning or evening breezes. The fully fenced back yard is substantial and a great place to enjoy the Florida sunshine. Enjoy afternoons at the COMMUNITY POOL with family, friends, or neighbors while overlooking the meticulous landscaped grounds of the community. The condo also has a NEW ROOF (May 2024) and the AC was replaced in 2020. Conveniently located near the charming downtown that features restaurants, shops, fishing pier, Gulf beaches, parks, and the Pinellas trail, this condo offers a variety of options. Schedule a showing today to make this your new piece of paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$314,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $251,999 | $251,999 | $251,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $251 | $251 | $251 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,655 | $2,125 |
Total Monthly Payment | $2,024 | $1,981 | $2,451 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.