613 Cedar Street, Manchester, NH, 03103 | $359,900

Seller is negotiable! Comfortably sized 4-bedroom Colonial on Corner Lot with attached 3-car garage in convenient location! Home has many pluses, including a 2-yr old boiler and hot water heater, natural gas fuel and city utilities, a bedroom on the first floor and 3 more larger bedrooms on the 2nd floor, first floor laundry, a den, hardwood in many of the rooms, and a fully applianced eat-in kitchen with newer cabinets and tile backsplash. Much of the downstairs has original tin ceilings. The primary bedroom on the 2nd floor is large and unique with a smaller sitting room of its own, all with nice maple hardwood. The seller just had new mats and carpets installed in the other 3 bedrooms, as seen in updated pics. An efficient pellet stove in the den has served as the primary heat source which saves the boiler and saves on fuel. The attached garage is deep to the back wall and keeps cars dry but has potential to be an even greater feature, with extra storage space above. Some elbow grease, paint, garden tools, and some general DIY will go miles here and help you to personalize the home to your needs. Smaller yard is fenced and was nicely landscaped years ago, with the plants, bushes, and ornamental trees still remaining -- just needs some manicuring to bring it back. You won't find more square footage and a 3-car garage for the price! Subject to Seller Finding Suitable Housing.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 1 full
  • Style: New Englander
  • Year Built: 1910
  • Garage: 3-car Garage
  • Heating: Natural Gas,Radiator
  • Cooling: None
  • Basement: Concrete Floor
  • Approx Sq. Feet: 1,560
  • Acreage: 0.11
  • Est. Taxes: $5,190
  • Lot Desc: City Lot,Corner,Sidewalks,Street Lights
  • MLS#: 5013115
  • Website: https://www.raveis.com
    /prop/5013115/613cedarstreet_manchester_nh?source=qrflyer
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Listing courtesy of BHHS Verani Concord   Phone: 603-224-0700
Listing Agent: Greg Leavitt

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613 Cedar Street, Manchester, NH, 03103

$359,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

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5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,920 $287,920 $287,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $433 $433 $433
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,916 $1,914 $2,469
Total Monthly Payment $2,423 $2,421 $2,976

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.