**Exceptional Living in North Jacksonville** Prepare to be captivated by stunning sunrises! This exquisite five-bedroom, four-bathroom home is perfectly located on a serene lake lot within the secure and highly sought-after Tidewater community. The main level boasts luxurious vinyl plank and custom tile flooring, complemented by soaring ceilings. The formal living area, which can also serve as a flexible space, features a cozy gas fireplace framed by elegant arches. The expansive formal dining room is adorned with bay windows and a sophisticated tray ceiling. At the heart of the home, the brand-new eat-in kitchen shines with granite countertops, a spacious breakfast island complete with a deep farmhouse sink and industrial-style faucet, white and blue 42-inch cabinetry, stainless steel appliances, and a walk-in pantry. The generous gathering room offers high ceilings and an abundance of natural light, providing a picturesque view of the covered lanai and extended birdcage patio. The main level's primary owner's suite is a true sanctuary, featuring bay windows and direct access to the lanai. The luxurious en suite bathroom includes dual vanities, a jetted garden tub, Bluetooth speakers, and a custom-tiled shower. You'll also find ample space in the expansive walk-in closet. A striking spindle staircase leads to the second-floor loft, which overlooks the gathering room. This level includes spacious guest bedrooms, a Jack and Jill bathroom, and an additional standalone full bath, offering plenty of room for visitors and entertaining. Additional highlights of this home include a three-car garage, under-stair storage, and abundant interior closet space for all your storage needs. With a six-year-old roof and a two-year-old air conditioning system, maintenance concerns are minimized. Conveniently located just minutes from upscale retail shops, dining options, and the amenities of the River City Market Place , this property offers easy access to downtown Jacksonville, the beaches, surrounding counties, and the Florida-Georgia border. It is also close to Jacksonville International Airport, Mayport Naval Station, Naval Air Station Jacksonville, and Kings Bay Submarine Base. Your new home awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$654,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $523,920 | $523,920 | $523,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $551 | $551 | $551 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,486 | $3,482 | $4,492 |
Total Monthly Payment | $4,129 | $4,125 | $5,135 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.