Welcome to your dream Florida home, just minutes away from the stunning Anna Maria Island and Gulf Beaches! This charming two-bedroom, two-bathroom residence in Bradenton offers a perfect blend of comfort, style, and coastal living. As you enter, you'll be greeted by the inviting ambiance of a freshly updated interior, featuring contemporary wood-look vinyl flooring and updated fans throughout. The dining room seamlessly combines with the kitchen, creating a spacious and functional area for meals and gatherings. The kitchen boasts an abundance of natural light, thanks to the strategically placed window above the sink. Track lighting illuminates the space, highlighting matching appliances, quartz countertops, and a convenient breakfast bar, perfect for casual dining. There is plenty of cabinetry for storage and organization. The adjacent back living room creates an ideal entertainment space, making hosting friends and family a breeze. Both bathrooms have been tastefully upgraded with updated vanities, mirrors, and light fixtures, adding a touch of modern elegance. The home also features a two-car garage for added convenience. Step outside to discover your own private oasis in the large fenced-in backyard. Florida living is at its best with a fire pit for cozy evenings, a screened-in lanai for bug-free relaxation, and a shed for convenient storage of lawn equipment. Explore the variety of dining options in the vicinity, ranging from local eateries to breweries. With multiple golf courses, shopping centers, and numerous beach options nearby, you'll find plenty of activities to suit your lifestyle. This home offers not just a residence, but a lifestyle where you can truly savor the best of Florida living. Don't miss the opportunity to make this Bradenton gem your own – schedule a showing today and start enjoying the sunshine and coastal charm that awaits you!
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $468 | $468 | $468 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,823 | $1,778 | $2,245 |
Total Monthly Payment | $2,366 | $2,321 | $2,788 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.