4635 Saint Croix LN, Naples, FL, 34109 | $305,000

Nestled in the heart of a vibrant community, this charming condo offers an idyllic blend of convenience and comfort. Just a stone's throw away from I-75, it boasts an enviable location that places the beach, a plethora of restaurants, bustling shopping centers, and supermarkets all within easy reach. Not to mention, the popular Seed to Table is practically at your doorstep, making it easy to enjoy fresh, local produce and gourmet delights whenever you please. As you approach the forest-floor unit, the convenience of assigned parking just a few steps from your front door becomes immediately apparent. Inside, the condo greets you with a warm and inviting ambiance. The spacious 2-bedroom, 2-bathroom layout is perfect for both relaxation and entertaining. Recent upgrades include a brand-new AC system, dryer, and microwave, ensuring modern comfort and efficiency. Life here is made even more enjoyable with the inclusion of cable in the HOA fees, allowing you to stay connected and entertained effortlessly. The community amenities are equally impressive. Spend sunny afternoons lounging by the pool and spa, or gather with friends in the clubhouse for social events. Fitness enthusiasts will appreciate the well-equipped fitness center, while tennis lovers can take advantage of the on-site court. And for those with furry friends, the dog park provides a perfect space for them to play and socialize. This condo is more than just a place to liveā€”it's a gateway to a lifestyle filled with convenience, community, and comfort. Don't miss the chance to make this exceptional property your own. Schedule your showing today and step into your new home!

Features

  • Building Design: Low Rise (1-3)
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 2
  • Amenities: Clubhouse,Community Pool,Community Spa/Hot tub
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: ST CROIX
  • Development: ST CROIX
  • Year Built: 1999
  • Approx Sq. Feet: 942
  • Est. Taxes: $1,901
  • Master HOA Fee: $1,060
  • Lot Desc: Regular
  • View: Parking Lot
  • Community Type: Gated
  • Pet Policy: With Approval
  • MLS#: 224073313
  • Website: https://www.raveis.com
    /prop/224073313/4635saintcroixln_naples_fl?source=qrflyer
Copyright © 2024  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Knowledge Base Real Estate

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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4635 Saint Croix LN, Naples, FL, 34109

$305,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $244,000 $244,000 $244,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $158 $158 $158
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,483 $1,483 $1,928
Total Monthly Payment $1,716 $1,716 $2,161

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.