Explore a brand-new floor plan! Tour this exciting custom design crafted by TerraWise Homes, Jacksonville's premier energy-efficient builder. Located in historic Springfield, this stunning 4-bedroom, 3-bath home with a loft showcases beautiful wood flooring on the main level. Designed for efficiency, it can reduce your monthly electric bills by at least 50%. The plan seamlessly blends classic architecture with a contemporary, open layout. The main floor offers a large, inviting space where the living room, island kitchen, and dining areas flow together—perfect for gatherings. A bedroom with a spacious walk-in closet is also conveniently located on the first floor. Upstairs, you'll find a spacious master suite, two additional bedrooms, and a cozy loft. High ceilings—10 feet on the main floor and 9 feet upstairs—create an airy and expansive atmosphere throughout.
This home sits on an extra-deep lot, offering endless possibilities for a pool, garage, carriage house, or even all three.
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$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $66 | $66 | $66 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,884 | $2,845 | $3,609 |
Total Monthly Payment | $3,042 | $3,003 | $3,767 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.