232 E 5TH Street, Jacksonville, FL, 32206 | $535,000

Explore a brand-new floor plan! Tour this exciting custom design crafted by TerraWise Homes, Jacksonville's premier energy-efficient builder. Located in historic Springfield, this stunning 4-bedroom, 3-bath home with a loft showcases beautiful wood flooring on the main level. Designed for efficiency, it can reduce your monthly electric bills by at least 50%. The plan seamlessly blends classic architecture with a contemporary, open layout. The main floor offers a large, inviting space where the living room, island kitchen, and dining areas flow together—perfect for gatherings. A bedroom with a spacious walk-in closet is also conveniently located on the first floor. Upstairs, you'll find a spacious master suite, two additional bedrooms, and a cozy loft. High ceilings—10 feet on the main floor and 9 feet upstairs—create an airy and expansive atmosphere throughout.

This home sits on an extra-deep lot, offering endless possibilities for a pool, garage, carriage house, or even all three.

Features

  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Upper Level, Washer Hookup
  • Year Built: 2025
  • Heating: Central, Electric, Heat Pump, Zoned
  • Cooling: Central Air, Electric, Zoned
  • Approx Sq. Feet: 2,406
  • Acreage: 0.13
  • Est. Taxes: $787
  • Lot Desc: Historic Area
  • Appliances: Disposal, Electric Range, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Water Heater, Microwave
  • MLS#: 2046254
  • Days on Market: 107 days
  • Website: https://www.raveis.com
    /prop/2046254/232e5thstreet_jacksonville_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of BELLE EPOQUE REALTY SERVICES LLC

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

232 E 5TH Street, Jacksonville, FL, 32206

$535,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $428,000 $428,000 $428,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $66 $66 $66
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,884 $2,845 $3,609
Total Monthly Payment $3,042 $3,003 $3,767

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.