4244 River Bank WAY, Punta Gorda, FL, 33980 | $329,000

JUST REDUCED! NO HURRICANE DAMAGE! FLOOD ZONE X! OVER 3, 000 SF OF LIVING AREA! SPACIOUS 5 BEDROOM, 3-1/2 BATH, 2-CAR GARAGE 2-STORY LAKEFRONT HOME IN THE GATED COMMUNITY OF RIVER CLUB! This Beautiful home is situated on one of the largest corner lots with plenty of room for a pool. As you enter, you are greeted by an expansive living area on the first floor featuring high ceilings, large windows with plenty of natural light, neutral decor, tile flooring throughout the living, dining, family rooms, kitchen, casual dining nook, half bath and laundry room. The seamless open floor plan leads into the well-equipped kitchen offering solid surface counters, wood cabinetry, stone backsplash, open bar seating and closet pantry. The generous primary suite is a retreat featuring two large walk-in closets and his and hers bath with entrance from both sides, each with own vanity, toilet and entry to shower plus a separate soaking tub is featured. The second floor includes the primary suite, bonus room and four additional spacious bedrooms providing versatility for guests, home office, or hobby rooms plus 2 separate full baths. Exterior features include a paver driveway, lush landscaping, a covered front sitting area with eastern exposure to enjoy your morning coffee while watching the sunrise plus western facing lanai to take in amazing sunsets over the lake! Hurricane shutters for storm protection and not in a flood zone provide peace of mind plus the home is 2 stories of concrete block with poured concrete in between. The River Club is a meticulously maintained gated community with a clubhouse, pool and playground all just a short walk away. Monthly HOA fee includes basic cable, lawn service, exterior pest control, fitness center and heated community pool. Great location nestled between I-75 and US-41 and close to restaurants, shopping, schools, Charlotte Harbor, Sunseeker Resort and downtown historic Punta Gorda with world-class boating and fishing, beautiful parks plus community events and entertainment. Don’t miss this opportunity! Schedule your private showing today!

Features

  • Amenities: Clubhouse
  • Rooms: 15
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 2007
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,119
  • Acreage: 0.21
  • Est. Taxes: $3,812
  • HOA Fee: $377 Monthly
  • Lot Desc: Corner Lot, Landscaped, Oversized Lot
  • View: Trees/Woods, Water
  • Elem. School: Peace River Elementary
  • Middle School: Port Charlotte Middle
  • High School: Charlotte High
  • Pet Policy: Number Limit
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: C7497352
  • Days on Market: 70 days
  • Website: https://www.raveis.com
    /prop/C7497352/4244riverbankway_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 3:38:32 PM)
Listing courtesy of COMPASS FLORIDA   Phone: 941-205-8478

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4244 River Bank WAY, Punta Gorda, FL, 33980

$329,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,200 $263,200 $263,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $318 $318 $318
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,751 $1,749 $2,257
Total Monthly Payment $2,144 $2,142 $2,650

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.