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4244 River Bank WAY, Punta Gorda, FL, 33980 | $415,000
SPACIOUS 5 BEDROOM, 3-1/2 BATH, 2-CAR GARAGE 2-STORY LAKEFRONT HOME IN THE GATED COMMUNITY OF RIVER CLUB! This Beautiful home is situated on one of the largest corner lots with plenty of room for a pool and offers over 3, 000 sf of living space for your growing family! As you enter, you are greeted by an expansive living area on the first floor featuring high ceilings, large windows with plenty of natural light, neutral decor, tile flooring throughout the living, dining, family rooms, kitchen, casual dining nook, half bath and laundry room. The seamless open floor plan leads into the well-equipped kitchen offering solid surface counters, wood cabinetry, stone backsplash, open bar seating and closet pantry. The generous primary suite is a retreat featuring two large walk-in closets and his and hers bath with entrance from both sides, each with own vanity, toilet and entry to shower plus a separate soaking tub is featured. The second floor includes the primary suite, bonus room and four additional spacious bedrooms providing versatility for guests, home office, or hobby rooms plus 2 separate full baths. Exterior features include a paver driveway, lush landscaping, a covered front sitting area with eastern exposure to enjoy your morning coffee while watching the sunrise plus western facing lanai to take in amazing sunsets over the lake! Hurricane shutters for storm protection and not in a flood zone provide peace of mind. The River Club is a meticulously maintained gated community with a clubhouse, pool and playground all just a short walk away. Monthly HOA fee includes basic cable, lawn service, exterior pest control, fitness center and heated community pool. Great location nestled between I-75 and US-41 and close to restaurants, shopping, schools, Charlotte Harbor, Sunseeker Resort and downtown historic Punta Gorda with world-class boating and fishing, beautiful parks plus community events and entertainment. Don’t miss this opportunity! Schedule your private showing today!
Features
- Amenities: Clubhouse
- Rooms: 15
- Bedrooms: 5
- Baths: 3 full / 1 half
- Laundry: Inside, Laundry Room
- Year Built: 2007
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 3,119
- Acreage: 0.21
- Est. Taxes: $3,812
- HOA Fee: $377 Monthly
- Lot Desc: Corner Lot, Landscaped, Oversized Lot
- View: Trees/Woods, Water
- Elem. School: Peace River Elementary
- Middle School: Port Charlotte Middle
- High School: Charlotte High
- Pet Policy: Number Limit
- Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
- MLS#: C7497352
- Days on Market: 8 days
- Website: https://www.raveis.com
/prop/C7497352/4244riverbankway_puntagorda_fl?source=qrflyer
Listing courtesy of COMPASS FLORIDA Phone: 941-205-8478
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4244 River Bank WAY, Punta Gorda, FL, 33980
$415,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
| Monthly Tax Payment | $318 | $318 | $318 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,017 | $1,988 | $2,624 |
| Total Monthly Payment | $2,410 | $2,381 | $3,017 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388