Escape to your own private oasis with this beautifully updated 3-bedroom, 2. 5-bathroom brick home, perfectly situated on 2. 5 lush acres. As you make your way up the long driveway, you'll be greeted by a charming front porch that sets the tone for what's to come. Inside, boasts stunning architectural details, from elegant archways to tray ceilings that add a touch of grandeur throughout. The kitchen has been designed with granite countertops, a chic backsplash, and stainless steel GE appliances, including a double oven and a cooktop crowned with a new vent hood. Retreat to the oversized owner's suite featuring an expansive walk-in closet and a spa-like ensuite bathroom complete with a new freestanding tub, dual sinks, and a granite-topped vanity. The generously sized guest bedrooms share a beautifully updated full bath. Open the French doors to discover your outdoor paradise, where a private patio beckons you to enjoy morning coffee or an evening under the stars, all surrounded by mature trees offering peace and privacy. The attached two-car garage features sleek epoxy flooring and its own half bath, adding even more convenience to your day-to-day life. Plus, there's a detached two-car workshop with electric and towering 20-foot ceilings, perfect for a creative studio, workshop, or extra storage space. With room to park your RV or boat, you're just 5 minutes from the Kings Ferry Boat Ramp on the St. Marys River, offering effortless adventures to Fernandina Beach, downtown St. Marys, and the enchanting Cumberland Island. Zoned for A-rated schools, this home is where your dreams take root. Don't miss outschedule your private showing today and discover the life you've been longing for!
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,999 | $391,999 | $391,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $383 | $383 | $383 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,543 | $2,510 | $3,255 |
Total Monthly Payment | $3,001 | $2,968 | $3,713 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.