Oh deer! And fall foliage! Looking for an ATV, hunting base-camp near the Long Trail on your own sizeable slice of a VT mountain at 1390 Ft elevation? with State land nearby! This off-grid, 24'x12', 2012-build camp has a woodstove, propane camp range, dry-sink, two 12x8 sleeping lofts and a large covered porch. The 15. 42 acres are sloping or steep and nicely wooded behind the camp. Sugar Maples? Yes. Large fresh clearing in front of the camp faces East. Go truly off-grid here; no electric, well or plumbing. Insulated roof and walls. At the Long Trail end of Codding Hollow Rd. in Johnson, you are equally about a 1 mile from two local Long Trail trailheads; either North, or South a bit via the Davis Neighborhood Trail. Or, sit awhile and watch wildlife visiting the pond across the road. A perennial stream routes mountain run-off. 1800's era stone walls on the parcel. Potential for subdivision. No soil testing, always used seasonally. Many neighbors live year 'round, off-grid, on this Class IV portion of the road, several more camps North use solar or wind. Sellers family built it in 2012 purposefully low maintenance, so you can spend your time. . . just doing. This camp is ready for your Fall adventures. Also listed as MLS#5013131 as Land.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $117 | $117 | $117 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,240 | $1,209 | $1,552 |
Total Monthly Payment | $1,432 | $1,401 | $1,744 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.