Welcome to Emerald Pointe, where this 2 Bedroom, 2 Bathroom condo is ready for you to call home! Emerald Pointe is a gated waterfront community with access to Charlotte Harbor that leads to the Gulf of Mexico. Your future home offers an unobstructed view of the water, as well as a sun-filled open layout between the Living Room, Dining area, and Kitchen! The Kitchen with a new dishwasher and a stainless-steel refrigerator features a decorative backsplash and a countertop/breakfast bar with seating that backs to the dining area - great for entertaining! You’ll love the convenience of your personal, stackable washer/dryer off the kitchen. Hurricane-resistant windows and sliders throughout. The Living Room sliding glass doors lead you to the enclosed screened-in sundrenched balcony with tile floors—set up your favorite patio furniture and relax! The Primary Suite has a private en-suite with a walk-in shower. Turnkey options are available separately from the sale. Additional storage closets outside of the unit and in the assigned parking spot underneath the building. Wet/Dry Boat dockage with electricity and water, as well as cable TV, Internet, water, and trash included with HOA! There is a private boat ramp for the community, 3 Pools, 5 Tennis Courts, Pickleball, Clubhouse with Restaurant. The BISTRO, Game Room, and Fitness Room! A couple of special mentions would be that during Nov-Mar, the Emerald Pointe "Chef" at The BISTRO offers 3 meals a day, 5 days a week (fewer days during the off-season). Emerald Pointe also has an avid tennis league with its own tennis pro available for lessons, both group and individual. Won’t Last! Close to downtown Punta Gorda with abundant shopping, restaurants, Parks, Farmers Market, Fishing, Golf, and more! Call for a private showing!
Wet/Dry Boat dockage with electricity and water, as well as cable TV, Internet, water, and trash.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,600 | $191,600 | $191,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $192 | $192 | $192 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,307 | $1,273 | $1,630 |
Total Monthly Payment | $1,574 | $1,540 | $1,897 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.