***PRICE REDUCED*** Serenity awaits you in this cul de sac home, nestled with a conservation backyard that will never be built on, your morning cup of coffee on the lanai will remain timeless and green. A mix of natural florida landscaping and water conservative xeriscaping greet you as you pull into the wide driveway. The Rachio all digital irrigation system keeps the lawn dream green while using 50% less water. Pull up to the garage that is screened in to add extra living space to this already expansive home. The Schlage wi-fi lock on the front door is added security and also managed digitally. This home is 4 bedrooms, all but one, comfortably laid with plush carpet and the other being used as the perfect home office with tons of natural light as it takes in all the sun from the East. So quiet and serene are your surroundings you will marvel how fast Krogers can deliver or how you can take a quick trip to the Publix for all your kitchen and pantry staples and really BRB. This is the home you want to host the holidays in, dining options abound when you have both a breakfast nook and formal dining room to host those important family moments. Everyone can mingle easily from open concept kitchen to living room, go ahead and get the biggest sectional and TV at the furniture store. This home has the space for it. Easy care waterproof laminate floors, touchless lighting in the garage and laundry room, simple and modern conveniences you will appreciate when you live here. Retreat to the Primary bath to soak in the garden tub. Fall asleep listening to crickets and nothing else. The roofers just left! Brand new roof (1 month old) will save you plenty on insurance, so will the LED lighting for the light bill. The 4 ton AC system on a moderate setting keeps this home comfortable through the hottest months and does so effectively while saving you too. Control the NEST security, lighting with your phone. This home is about wide open spaces, nature, efficiency in a beautiful neighborhood, far enough from the noise of the city but close enough to get there if you have to, and if you work from home, you may never have to see the highway again. And don't worry if you can't pronounce the street name, it's aka "Morning Glory" and you'll agree it lives up to it's flowery namesake. Make an appointment to see this beauty for yourself.
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $306 | $306 | $306 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,940 | $1,914 | $2,428 |
Total Monthly Payment | $2,321 | $2,295 | $2,809 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.