Welcome to your serene retreat in Windham, NH, located in the desirable Cobbetts Pond Village District. Just a short stroll from deeded beach access, this charming property boasts two bedrooms and one bath, updated for modern living. A stunning second-floor addition completed in 2020 features an expansive bedroom suite with a cozy sitting area and ample closet storage, perfect for relaxation and organization. The open-concept first floor flows seamlessly between the kitchen, dining, and living areas, making it ideal for entertaining. Enjoy the convenience of newer stainless-steel appliances, including a high-efficiency LG combo washer and dryer, all just three years old. Climate control is a breeze with air conditioning on both levels, courtesy of a new 2022 mini-split system that also provides heat. Primary heating comes from a propane fueled tank-less combo unit, wood stove is extra. This property is being sold AS-IS, with all contents included—furniture, decorations, dishes, linens, wall-mounted flat-screen TVs, and yard equipment—making it a turn-key opportunity. Classified as a seasonal property by town records. Don’t miss the chance to own this delightful home and immerse yourself in the tranquility of lakeside living! Septic system currently consists of a 3000 gallon holding tank with a monitoring system. Septic Design completed 12/16/24, NHDES & Town Approval in process.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $364 | $364 | $364 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,625 | $2,560 | $3,232 |
Total Monthly Payment | $3,064 | $2,999 | $3,671 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.