HGTV Fans Welcome to 15 Ridgefield Drive located at Island Estates in Shoreham. On The North Fork of Long Island near Wineries, Farm Stands, Restaurants, Golf Courses & Beaches. This 4 Bedrooms and 3 Full Bathrooms and 2 Half Baths Defines Private And Luxury Living. The backyard is a true oasis, featuring an in-ground saltwater pool (53x24) with not one but two cascading waterfalls. The pool liner is just 6 years young, and it comes complete with a pool heater. For added safety, there's metal fencing surrounding the pool. A charming pool house with a half bathroom and additional plumbing for a full one adds to the appeal. The entire yard is fully fenced, offering a sense of security and privacy. A picturesque pond graces the backyard, creating a serene atmosphere. For the sports enthusiasts, there's a basketball court ready for your friendly matches. The property boasts three gazebos, perfect for outdoor gatherings. A blue stone porch provides a lovely spot to relax, while the outdoor fireplace, lighting, and speakers make this space ideal for entertaining. The professionally landscaped yard, akin to something you'd see in a magazine, spans a generous 0. 77 acres and is meticulously maintained with a 12-zone in-ground sprinkler system. The heart of the home, the kitchen, was remodeled in 2021, featuring new high-end flooring, quartz countertops, a Sub-Zero refrigerator, shaker-style cabinets, and stainless steel appliances with two ovens, making it a chef's dream. Additional noteworthy features include a stone driveway, a 2-car garage, a full finished basement with an outside entrance and 2 egress windows, hardwood floors, crown molding throughout and new painted bedrooms rooms. There's a convenient laundry room and even a laundry shoot in the main closet of the primary bedroom. The home is equipped with new central air conditioning (two units installed in 2022), natural gas heating, and ample storage and closet space for all your needs. Located in the highly regarded Shoreham-Wading River School District, this property truly offers a lifestyle of luxury and comfort. Don't miss the opportunity to make this stunning home your own!, Additional information: Appearance: Mint +++, Interior Features: Lr/Dr, Separate Hotwater Heater: yes
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,054,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $843,999 | $843,999 | $843,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $1,490 | $1,490 | $1,490 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,925 | $5,335 | $7,122 |
Total Monthly Payment | $6,540 | $6,950 | $8,737 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.