Under contract-accepting backup offers. Here's your opportunity to REALLY start enjoying retirement life. This charming Bristol model 2 bdrm, 2 bath home is located in the Whitehall section of the desirable 55+ Guard Gated, Resort Style, Golf Community of Kings Ridge which is nestled among the rolling hills & tranquil lakes of Clermont. The inviting, open floor plan offers a living room/dining room combo with sliding doors leading out to the peaceful, screened back porch & privacy fenced backyard where you can relax with your morning cup of coffee or enjoy the gentle evening breeze. The well laid out home has a split bedroom design with a large walk-in closet in the owners suite. You'll have peace of mind knowing the Roof was replaced in 2016 & the AC was replaced in December of 2019. And let's not forget the convenience of being within minutes of shopping, dining, movies & medical facilities & less than an hour from the Orlando Airport & local attractions like Disney, Universal & Sea World. You could even hop in your golf cart & scoot up to the nearby Publix shopping plaza which includes a supermarket, hair & nail salons, banks, restaurants & more. You'll feel like royalty with all that the Kings Ridge lifestyle has to offer: 3 heated pools, multi-million dollar clubhouse, fitness center, tennis, shuffleboard, bingo, cards, & tons of clubs, classes & activities. It's all here ready & waiting for you.
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $107 | $107 | $107 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,570 | $1,569 | $1,990 |
Total Monthly Payment | $1,752 | $1,751 | $2,172 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.