NO FLOOD INSURANCE REQUIRED!! NO HURRICANE DAMAGE! EXCEPTIONAL 4 BEDROOM +OFFICE/STUDY/DEN + SALTWATER POOL/SPA HOME within a block OF LAKE ARIANA and minutes to downtown Auburndale awaits to impress! This gorgeously appointed and well maintained TRIPLE SPLIT home checks ALL OF THE BOXES! Starting with the impeccably maintained lush/low maintenance +intricate Florida Native landscape+curbing leads to the Window Encased Grand Foyer provides a decadent light filled 2110 sf of living space! Enhanced with 11 foot ceilings dividing the Formal Dining Room and Office/Den/Study (convert to a 5th bedroom) canvased with LUXURY Vinyl WOOD Flooring, LED lighting, Freshly Painted throughout. Centrally located Living Room with WOOD BURNING FIREPLACE divides this OPEN CONCEPT SPLIT FLOORPLAN. Gourmet Kitchen with newer GRANITE COUNTERTOPS, Chrome Hardware, NEWER SAMSUNG SS 5 Burner Range, Microwave, SS interior Dishwasher, 3-Door Refrigerator, Recessed Lighting + Designer Pendant Lighting, BREAKFAST BAR, Dual Closet Pantries positioned between the Formal Dining Room & Dinette area ALL OVERLOOKING the Sparklingly Salt-water GAS HEATED Pool & Spa with water feature! This Primary/Owners suite is OVERSIZED to deliver a prominent garden soaking tub, separate shower, DUAL WALK-IN CLOSETS, Oversized Granite Vanity with Custom Drawers and Storage, New Light Fixtures accented with neutral tile. Private Pool Access within steps to the outdoor oasis to include 6 Foot PVC FENCING, Mature Landscape, Shade tree, Screen Encased Pool Cage, Oversized 27. 10x 7. 3 COVERED LANIA Accented by 3 CEILING FANS + Plenty of Green Space for a firepit or endless possibilities. Private Shades, SUPER GUTTER, Rain Gutters, sprinkler system operated by ORBIT B-HYVE system, Gandy Pool Heater, Hayward Pool Pump - NO DIRECT REAR NEIGHBORS. Guest bedrooms are adequality sized, one with walk-n closet = plenty of storage, both include Ceiling Fans, 2" Faux Blinds jointly shared by the sun kissed guest bathroom: Shower/Tub Combination, GRANITE vanity with Drawer/Storage, Luxury Lighting and Private views. The Fourth bedroom offers POOL VIEWS with POOL ACCESS, Plenty of Natural Lighting, Ceiling fan +Wood Luxury Vinyl Flooring! Extended Laundry Room with Utility Sink + convenient access to Garage: Epoxy Flooring/Attic Stairs/Storage. Closed circuit Security System. Roof: 2022, A/C: 2019 (UV system), WH: 2020. Enjoy endless Sunsets or fishing from the Newly constructed Pier on the Lake, tree lined streets and appreciate the quaint old Florida Architecturally designed Homes & Nature Wildlife that surrounds you! Multiple Public Boat Ramps, Boat Docs for rent or sale nearby, No Boat restrictions, NO CDD and a very reasonable HOA. NO FLOOD INSURANCE REQUIRED! Call today! Available Homes in this area are RARE!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,120 | $351,120 | $351,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $235 | $235 | $235 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,334 | $2,961 |
Total Monthly Payment | $2,705 | $2,644 | $3,271 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.