Stunning 2 bedroom & 2 bathroom house with an office, 2 car garage, in a sought after neighborhood in the On Top of the World 55+ community. The home sits on a 7, 405 sq. ft lot. This well maintained home features a rocked front yard, large, open spaces with high ceilings and wide windows allowing plenty of natural light to flow throughout all the rooms, lots of closets, walk-in showers in both bathrooms, and a large modern kitchen with stainless steel appliances that opens up to a breakfast nook with large bay windows. After entering, you are greeted by a large living/dining room with a skylight, followed by a spacious enclosed rear porch sitting area with panoramic views of large green trees and the 17th and 18th fairways of the neighborhood's golf course. This home has recently been updated with a paved driveway, new water heater, a Generac Home Generator, roof (2020), air conditioning system (2019), solar panels and energy efficient windows. The energy efficient updates in this home, such as the solar panels and energy efficient windows, not only contribute to a lower electric bill, but also reduce the environmental impact. By harnessing solar energy and maximizing insulation, the home becomes more sustainable and environmentally friendly, allowing the residents to enjoy the benefits of a comfortable and cost-effective living space. The On Top of the World 55+ community offers amenities and services for its residents. These include a clubhouse with a fitness center, a swimming pool, tennis courts, and a golf course. The community also organizes activities and events, such as social clubs, classes, and outings. Additionally, there are on-site maintenance and security services to ensure a safe and comfortable living environment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$277,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $222,399 | $222,399 | $222,399 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $126 | $126 | $126 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,517 | $1,478 | $1,876 |
Total Monthly Payment | $1,718 | $1,679 | $2,077 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.