94 SPOTTED OWL Lane, Saint Augustine, FL, 32095 | $419,000

REDUCED TO SELL! TAKE ADVANTAGE OF THIS EXCEPTIONAL VALUE IN TODAY'S MARKET! LENDER CREDIT UP TO $2500 OFFERED for buyer! Discover the best of 55+ Living in GATED Parkland Preserve! This like-NEW home built in 2022 offers many of the PERKS OF A NEW BUILD with the added benefits of VALUABLE UPGRADES! This home is MOVE-IN READY with custom touches and enhancements, eliminating the wait and extra expense of a new build. Inside, the 2-bedroom, 2-bathroom layout with a flex room perfect for a 3rd bedroom or study offers comfortable living in an open concept design. Spacious kitchen includes large center island, walk-in pantry, stainless steel appliances including gas range, and upgraded modern finishes of quartz countertops and designer backsplash. Master suite features two oversized walk-in closets and ensuite bath w/dual sinks and walk-in shower. Enjoy outdoor living on the screened lanai overlooking an expansive, private backyard, complete with fencing; perfect for relaxing, gardening. You'll have peace of mind and efficiency with energy-smart upgrades, including a tankless gas water heater and a whole-home Generac generator which powers up instantly during an outage. Home also boasts smart technology with a doorbell camera and security system. Additional updates provide a polished look and added convenience: blinds and window treatments, updated light fixtures, water softener, whole-home gutters, extended driveway pavers, updated landscaping, vinyl-tiled garage floor and lanai, garage sink, and more. Plus, the spacious laundry room includes a washer and dryer, and you'll appreciate the abundance of storage. And with HOA-managed lawn care, you have more time to enjoy life in this gated community! This well-kept, upgraded home also includes a transferable termite bond, providing added assurance for your investment. Parkland Preserve's community amenities include pool, fitness center, pickleball courts, bocce ball court, and dog park. With close proximity to the I-95, downtown, the airport, shopping, beaches, golf and a short distance to Historic Downtown St. Augustine - you will enjoy convenient Florida living!

Features

  • Amenities: Clubhouse, Dog Park, Fitness Center, Gated, Pickleball
  • Bedrooms: 2
  • Baths: 2 full
  • Style: Traditional
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,798
  • Acreage: 0.15
  • Est. Taxes: $3,791
  • HOA Fee: $210 Quarterly
  • Adult Communities: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
  • MLS#: 2046357
  • Days on Market: 76 days
  • Website: https://www.raveis.com
    /prop/2046357/94spottedowllane_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

94 SPOTTED OWL Lane, Saint Augustine, FL, 32095

$419,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $335,200 $335,200 $335,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $316 $316 $316
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,230 $2,228 $2,827
Total Monthly Payment $2,621 $2,619 $3,218

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.