SELLER SAYS SELL and is MOTIVATED! Buyers you still have an option to get a 2. 75% Rate! Don't wait for a new build. AVAILABLE and TURN KEY READY! Upscale amenities plus RV/Storage area for this community! NEW CARPET, New Interior Paint. Amazing opportunity for owning over 1/4 acre corner lot. Tray ceilings and crown molding galore! Discontinued floor plan and UPGRADES GALORE! Don't miss out on this stunning corner lot home featuring 4 bedrooms, 3 full baths, and a 2-car garage. Enjoy the privacy of a vinyl-fenced yard and the peacefulness of a screened-in lanai. The spacious backyard is ideal for outdoor activities, and a smart security system has already been installed for you.
Inside, upgrades abound with a light and bright open floor plan, split bedrooms, a gourmet kitchen showcasing beautiful quartz counters, white cabinetry, and generous dining and living spaces. A ton of storage throughout! Dual closets in the primary plus more.
Need office space? Need a separate guest space with bathroom? No problem. You will love the layout and high ceilings throughout.
Smart thermostat, door locks, garage door opener. Monitored smoke and heat detector, doorbell camera, 2 exterior cameras, full security system. Additional features are they great spaces to gather in your open floor plan kitchen, dining, and living room, or enjoy summer evenings in the screened lanai and fenced backyard with room for a pool! Option to assume the mortgage at 2. 75%.
Located in the prestigious Cross Creek community, residents enjoy top-notch amenities such as a pool, splash pad, pickleball courts, fitness center, RV and boat storage, and a playground. Schedule your showing now to experience the perfect blend of comfort, luxury, and convenience!
Seeking A rated schools? You will find them in Clay County, FL. Major roads lead to NAS, Mayport, Jacksonville, Beaches and St. Augustine through several routes! Restaurants, medical facilities and shopping within a 15 minute drive! Schedule your showing today!
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Our Executive Mortgage Banker:
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$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $467 | $467 | $467 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,017 | $2,015 | $2,557 |
Total Monthly Payment | $2,559 | $2,557 | $3,099 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.