Welcome to your dream home! Beautiful Raised Ranch "smack dab" on highly sought after Wolcott line (Bucks Hill) neighborhood. Gorgeous level yard surrounded by field stone walls, & privacy! You will fall in love with the open floor plan that lends to spacious and gracious living space, offering plenty of "elbow room"! Shiny hardwood floors & High Cathedral Ceilings, Dining room w/sliders to over-size deck & manicured grounds w/large shed. Newer roof and Hot Water Heater. TOP OF THE LINE, VIVINT, AUTOMATED HOME ALARM SYSTEM, that allows you to control nearly everything "from your fingertips", worry free! Newly built subdivision in 1994, on a "no through", quiet cul-de-sac. S. F. on field card does not include the finished Lower Level (approx 400 add. Sq Ft), with an ADDITIONAL FULL BATH & laundry room, leading to two car garage. (Field Card reflects 6 rooms, 3 bedrooms, & 1 full and 1 half bath). Easy access to Rt 8 & I-84, Metro North Train & less than 2 hours from NYC. Walking distance to completely remodeled Montoe Park for basketball, tennis, ball-fields, tennis, playscape & splash pad! Hurry on this one. . . Snooze you lose!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Main | |
Dining Room | Vaulted Ceiling,Balcony/Deck,Hardwood Floor | Main |
Family Room | Lower | |
Full Bath | Lower | |
Full Bath | Main | |
Kitchen | Vaulted Ceiling,Hardwood Floor | Main |
Living Room | Vaulted Ceiling,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $698 | $698 | $698 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,969 | $1,944 | $2,496 |
Total Monthly Payment | $2,742 | $2,717 | $3,269 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.