Welcome to this beautifully updated ranch, walking distance to Hampton Beach. Meticulously maintained, this charming home is part of Horizon's Condominiums, a small community of 13 homes, set on a 4. 8-acre lot that offers both privacy and a sense of community. Whether you're looking to soak up the sun, explore the local dining scene, or take in the lively atmosphere, it's all just minutes away. The unit comes with TWO parking spaces right in front of your door, PLUS additional guest parking. The heart of the home is the open concept kitchen and living area, featuring a stunning cathedral ceiling that enhances the sense of space and light. This area is ideal for entertaining or simply relaxing after a day at the beach. Step out onto the 10 x 15 screened porch where you can savor the refreshing ocean breeze and take in breathtaking views of the marsh. This space is perfect for enjoying your morning coffee, watching the sunrise, or winding down in the evening with a spectacular sunset. On special nights, you can even catch the fireworks from the comfort of your porch. The property offers flexibility in how it can be enjoyed. Use it as your personal retreat, or take advantage of the strong rental market. Weekly rentals are allowed, making it a great investment opportunity. A 10x10 shed with built-in shelving provides ample storage space. Please note that pets are not allowed, maintaining a tranquil atmosphere within the community.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $222 | $222 | $222 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,330 | $1,329 | $1,686 |
Total Monthly Payment | $1,627 | $1,626 | $1,983 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.