Under contract-accepting backup offers. Discover the perfect blend of comfort and elegance in this stunningly remodeled home with NO HOA or CDD, nestled on an OVERSIZED shaded lot in the serene Riverview subdivision of Happy Acres. It is obvious when a long time owner has put love and care into a property. Be prepared to enjoy this rare home with mature landscaping and multiple covered outdoor areas for a small business opportunity or the DIY hobbyist to utilize. The home has 3 bedrooms, 2 bathrooms along with one extra flex room that would make a perfect office or extra family gathering area. A spacious living room and kitchen is perfect for entertaining with family or friends. Practicality meets peace of mind with big ticket items recently upgraded: 2024 Carpet replaced, Appliances replaced & Interior painted. 2023: Exterior painted & roof replaced. 2021: Water Heater replaced. This property is completely fenced with a sliding double gate across the driveway and has an oversized 2-car garage with a second overhead door opening to a large covered carport on the private side yard. Located in the beautifully landscaped backyard with a concrete block storage building that can also be used as office space or craft/working space. Beyond the property, discover the convenience of being just minutes away from Interstate 75 and a mere two minutes from the popular Winthrop Town Center. Enjoy easy access to a plethora of shopping options, diverse dining experiences, and quality schools. You will find this home nestled on an out-of-the-way street with very limited traffic flow. This home is a wonderful opportunity for a family or an investor looking to pick up a property with good income potential.
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Our Executive Mortgage Banker:
Our Insurance Division:
$370,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $296,000 | $296,000 | $296,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $121 | $121 | $121 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,969 | $1,967 | $2,496 |
Total Monthly Payment | $2,165 | $2,163 | $2,692 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.