Expansive and renovated 5BR colonial with gorgeous grounds and walk to community pool/tennis. Located in sought after Westmoreland neighborhood, 12 Holmes Road boasts an open floor plan, oversized rooms, loads of natural light, and a beautiful and level yard perfect for entertaining family and friends. Upon entering the open foyer, you will appreciate the easy flow from the kitchen to the dining room on one side and the living room and family room on the other. The eat-in kitchen features new stainless appliances, including a gas range, double wall ovens, and wine chiller, and opens to a new Ipe wood deck. There is also an office just off the family room, separated by barn doors. The fireplace, with wood insert, provides a great alternative to the oil heat in winter. On the upper level, there are four generously sized bedrooms as well as a private primary BR suite and laundry room. Even more space can be found in the finished, walkout lower level that leads to the gorgeous bluestone patio. Gleaming hardwood floors throughout, many upgrades and true pride of ownership. Both the front and back yards are expansive with beautiful landscaping and stone work. The home is walkable to the Westmoreland pool and tennis courts (separate annual membership) which provide loads of summer fun and Ridgefield's Main Street is just five minutes by car. Meticulously maintained and won't last long!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.0 x 15.0 | Upper |
Bedroom 2 | Hardwood Floor | 13.0 x 13.0 | Upper |
Bedroom 3 | Hardwood Floor | 11.0 x 13.0 | Upper |
Bedroom 4 | Hardwood Floor | 10.0 x 13.0 | Upper |
Dining Room | French Doors,Hardwood Floor | 13.0 x 29.0 | Main |
Family Room | Fireplace,Hardwood Floor | 16.0 x 22.0 | Main |
Kitchen | Balcony/Deck,Breakfast Bar,Tile Floor | 11.0 x 30.0 | Main |
Living Room | French Doors,Hardwood Floor | 13.0 x 17.0 | Main |
Office | Built-Ins,Hardwood Floor | 7.0 x 16.0 | Main |
Primary BR Suite | Walk-In Closet,Hardwood Floor | 16.0 x 20.0 | Upper |
Rec/Play Room | Sliders,Composite Floor | 9.0 x 20.0 | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $959,200 | $959,200 | $959,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $1,521 | $1,521 | $1,521 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,149 | $5,674 | $7,901 |
Total Monthly Payment | $6,794 | $7,319 | $9,546 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.