Huge price improvement on this one-of-a-kind, 2 Family in the heart of Kensington. Centrally located with easy commute and access to many dining options. This unique house offers side by side, one floor living. You can live in one side and rent the other. It would also be perfect for extended family or for investor. Main house is constructed of steal. There are 2 bedrooms, 1 bath, den, open kitchen/living room area. As you enter the house, you will be greeted by delightful fireplace w/wood insert which will be helpful in reducing your heating bills. 2nd Unit is newer, open and spacious. There is a good size living room, kitchen with breakfast bar, 1 bedroom & 1 bath. Huge deck used to wrap around the swimming pool which has been removed by the owners. Enjoy the fantastic views of a private, fenced in lot. Convenient city water, city sewer and natural gas. Why rent when you can pay less for your own? Selling As-Is.
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William Raveis Real Estate
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Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $479 | $479 | $479 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,570 | $1,569 | $2,024 |
Total Monthly Payment | $2,124 | $2,123 | $2,578 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.