YES, THIS IS THE REAL PRICE! Don’t miss out on one of the best deals in town—perfect for downsizing, snowbirds, or investors. This charming second-floor courtyard condo, accessible by a nearby elevator or steps, offers your own covered parking and stunning views of a serene lake, tranquil fountain surrounded by lush tropical foliage. Step into cozy comfort with this beautifully appointed 1-bedroom, 1. 5-bath unit. Recently painted, it features a brand-new air conditioner, disposal, and newer hot water heater. The primary suite includes a spacious walk-in closet and a shower/tub combo, while the additional half bath is perfect for guests! The open living and dining areas flow seamlessly from the kitchen, and a separate family room/bonus area with sliding glass doors leads to your own private screened patio. Here, you can unwind while soaking in the tranquil views of the pond and community gathering area with outdoor grills. Located in the peaceful 55+ community of Desoto Square, you’ll enjoy 24/7 gated security, a beautiful lake with a walking path, a heated pool, tennis courts, barbecue spots, waterfront seating, and more. Whether you crave relaxation or social activities, this hidden gem offers the best of both worlds—a stress-free, easy-going lifestyle in sunny Florida. Surrounded by shopping, dining, and convenient public transportation, everything you need is within reach. Dreaming of beach days? You’re just a quick 19-minute drive from the pristine sands of Holmes Beach and Anna Maria Island. Golf enthusiasts will love the nearby courses, including IMG Academy, Ironwood, and Waterleaf. Seize this extraordinary opportunity to live your best Florida life. Schedule your showing today—don’t let this gem slip away!
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Our Executive Mortgage Banker:
Our Insurance Division:
$134,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $107,920 | $107,920 | $107,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $47 | $47 | $47 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $718 | $717 | $910 |
Total Monthly Payment | $840 | $839 | $1,032 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.