Welcome to this newly constructed home at Pond Ridge Estates, the last built home of a subdivision on a private cul-de-sac surrounded by ponds and hiking trails. This 4 bedroom, 2. 5 bath home has 9 ft ceilings in the main living area and 8 ft ceilings on the upper floor. There are Marvin windows, hardwood floors and quality trim work and craftsmanship throughout. The main living area has an open floor plan and a large family room with a gas fireplace and sliders to a lovely patio and yard. The spacious kitchen has self-closing wood cabinets and is equipped with state-of-the-art Bertazzoni appliances: a refrigerator with pantry cabinets on either side, a full gas range with convection, and a second built-in electric oven with microwave above. There's also an eat-in area, a large island, quartz counters, backsplash with ceramic subway tile, and a farm sink. The mudroom, located between the kitchen and garage, has a closet and built-in seating and cubbies. This home was designed with a formal living room that can be used as another living area, spare bedroom, or office. Continue upstairs and you'll find the primary bedroom suite in addition to three other bedrooms, a full bath, and a laundry room with access to the walk-up attic. If this isn't enough space, this home has a walk-out basement with 9 ft ceilings and can be finished to your liking. This quality built home in a tranquil setting is a perfect place to settle down and enjoy for many years.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | 16.0 x 13.0 | Upper |
Bedroom 2 | Ceiling Fan,Walk-In Closet,Hardwood Floor | 21.0 x 13.0 | Upper |
Bedroom 3 | Ceiling Fan,Hardwood Floor | 21.0 x 11.0 | Upper |
Dining Room | 9 ft+ Ceilings,Hardwood Floor | 15.0 x 13.0 | Main |
Family Room | 9 ft+ Ceilings,Gas Log Fireplace,Sliders,Hardwood Floor | 28.0 x 14.0 | Main |
Full Bath | Quartz Counters,Double-Sink,Tub w/Shower | 12.0 x 10.0 | Upper |
Half Bath | 9 ft+ Ceilings,Tile Floor | 6.0 x 5.0 | Main |
Kitchen | 9 ft+ Ceilings,Quartz Counters,Dining Area,Island,Sliders,Hardwood Floor | 16.0 x 15.0 | Main |
Primary Bath | Quartz Counters,Double-Sink,Stall Shower,Tile Floor | 9.0 x 9.0 | Upper |
Primary Bedroom | Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor | 18.0 x 16.0 | Upper |
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NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $759,920 | $759,920 | $759,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.723% | 6.284% |
Monthly Tax Payment | $272 | $272 | $272 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,495 | $4,866 | $6,464 |
Total Monthly Payment | $4,859 | $5,230 | $6,828 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.