Life at Las Palmas offers the perfect blend of relaxed living and scenic beauty. Nestled within this gated condominium community, you'll find peaceful marsh and water views, shade from mature trees, and a variety of recreational opportunities, all while being conveniently located within the city limits. Located on the peaceful south edge, the 1050 building is a pleasant 5-minute stroll from the community center. There, you can cool off in the marshside pool or lounge on the sun deck. Unit 202, a 2-bedroom, 2-bath, 2nd story flat, boasts one of the best floorplans in the community, offering great privacy, split bedrooms, generous living areas, and ample storage space. Plus, with a detached garage and extra driveway space, you’ll never have to worry about parking. Inside, a tiled foyer leads to a spacious laundry room before opening into sunny dining, kitchen, and living spaces. The flexible dining room can easily transform into a home office or entertainment area, depending on your needs. The well-designed galley kitchen includes a breakfast bar, perfect for casual meals or socializing while cooking. Sunlight floods the living room, and the adjacent porch is just the spot for morning coffee, offering lovely eastern breezes along with water and sunrise views. The main bedroom serves as a quiet retreat, featuring a walk-in closet, en-suite bathroom with linen closet, and plenty of room to relax. The second bedroom, located off the living room, enjoys easy access to the guest bath, offering privacy for visitors. Las Palmas is known for its community spirit—residents often gather for potlucks or walk their dogs along the scenic paths. The owners of Unit 202 have embraced the philosophy that "condo is the new house, " enjoying the carefree lifestyle that comes with condo living. With the ease of simply locking up and hitting the road whenever the travel bug strikes, they've found it to be a perfect home base. Las Palmas is a welcoming and vibrant community—just ask any neighbor you pass walking their dog or riding their bike. The amenities are designed to enhance your everyday life. The inviting pool and spa offer a relaxing escape, while the fitness center, volleyball court, and tennis court provide plenty of options to stay active. For those who love local adventures, the location is ideal. Hop on your bike and head south to DOS coffee and wine bar for a leisurely sip and snack or to Creme de la Cocoa to indulge in mouthwatering desserts. With major roadways nearby (though you'd never notice), two grocery stores within minutes, and easy access to the beach and downtown St. Augustine, Las Palmas offers the perfect mix of convenience and tranquility. It’s waiting for you to explore and make your own. . .
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $129 | $129 | $129 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,528 | $1,489 | $1,905 |
Total Monthly Payment | $1,731 | $1,692 | $2,108 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.