Huge Price Reduction!!!! Motivated Seller! This charming 2-bedroom, 2-bath home is perfectly situated just off the Cotee River and minutes from downtown New Port Richey. The open-concept dining and kitchen area features stainless steel appliances, including a gas stove. An upgraded dual-pane all-weather slider leads to a spacious, enclosed lanai, and beyond that, a newer swimming pool surrounded by a large wood deck.
The backyard is an entertainer's dream, complete with beautiful trees, a fire pit, and a striking cactus, all within a fenced area for added privacy. A newer custom shed provides ample storage and could easily be transformed into a she shed.
Inside, tile floors grace the first level, and the living room boasts a cozy wood-burning fireplace. The master suite is conveniently located on the first floor and includes a recently remodeled bathroom with quartz countertops, upgraded vanities, and a large walk-in closet with shelves. The luxurious shower features floor-to-ceiling tile.
Upstairs, you'll find a spacious second bedroom and a full, remodeled bathroom with granite countertops and upgraded cabinets. There's also a partially finished room that could serve as a den, study, or additional storage. The roof was replaced 1 year ago. The AC is approx. 4 yrs old w/ UV light, water tank under 2 yrs old! This home has a ring doorbell with added cameras and lights.
Located just a block from the Cotee River and a half mile from the public boat ramp, this home offers both convenience and charm. With no deed restrictions, public water and sewer, and downtown New Port Richey just a short stroll away, this property is ideal for a vibrant lifestyle. The seller says her home has never flooded!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $267,826 | $267,826 | $267,826 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $121 | $121 | $121 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,804 | $1,780 | $2,259 |
Total Monthly Payment | $1,999 | $1,975 | $2,454 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.