WELCOME TO YOUR FULLY RENNOVATED PALM HARBOR OASIS! Step into this beautifully renovated 5-bedroom, 3. 5-bath pool home, which has seen nearly every update inside and out in the past five years. The privacy of a downstairs in-law suite is a key feature, ensuring your guests or extended family feel secure and comfortable. Step inside, and the gorgeous wood staircase and a light and bright living room with soaring ceilings welcome you. An adjoining office/den could be easily closed off if desired. The new bamboo wood flooring, updated baseboards, and trim molding throughout the downstairs offer a polished touch. The heart of the house is the exquisite chef's kitchen, equipped with a gas stove, granite countertops, ample cabinets, the latest stainless appliances, an under-sink instant water heater, and a large island with comfortable seating for six. The entire downstairs is bathed in natural light, pouring in from two large sliding doors that open to the screened-in lanai. Adjacent to the kitchen is a cozy breakfast nook or seating area with an adjoining under-stair pantry. Beyond is a bonus area with a wood-burning fireplace that can double as a dining room, extended family, or game space leading into the family room. The family room also offers direct access to the private in-law suite and bathroom - perfect for guests or extended family, with easy access to the pool area. Downstairs is a guest bath and a large laundry room with a built-in closet, washer, and dryer. The outdoor space is an entertainer's dream, featuring a huge covered and screened lanai perfect for outdoor dining with enough room to seat dozens of guests! Solar panels heat the sparkling pool with a lighted waterfall with a nearby freestanding hot tub. The lush backyard is newly landscaped (the front yard is, too!), complete with stunning uplighting, a modern black metal fence, a fire pit, and a Tuff Shed. Upstairs, the primary suite serves as a tranquil retreat, with a spacious walk-in closet and en-suite bath with a stunning shower, dual sinks, and a water closet. This home is not just beautiful; it's also up-to-date with a 2024 pool pump, 2023 hurricane-rated garage doors, 2018 siding, 2021 and 2017 ACs and heat pump, 2017 pool deck pavers, 2017 roof, and newer water heater, water softener, propane tank, and interior doors, baseboards and trim throughout. Nestled in a highly desirable, golf-cart friendly neighborhood with top-rated 'A' schools, this home is just about a mile from downtown Palm Harbor's vibrant restaurants, breweries, Wall Springs Park, Crystal Beach, and the Pinellas Trail. Innisbrook Golf Resort is next door, and you are just minutes from Honeymoon Island and Fred Howard Park Beaches. Enjoy the benefits of being in a non-flood zone with an HOA of only $100 annually.
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$950,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 6.246% | 6.201% |
Monthly Tax Payment | $427 | $427 | $427 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,618 | $4,618 | $6,413 |
Total Monthly Payment | $5,137 | $5,137 | $6,932 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.